What is the difference between a direct debit and a Visa/MC debit card?

Modified on Fri, 30 May at 11:46 AM

A direct debit payment is like an electronic cheque that allows you to create a payment directly from your bank account. A Visa/MC debit card payment allows you to make a bank payment with your Visa/Mastercard branded debit card. (It will have the Visa or MC logo on the card similar to a credit card).


Also, a Visa/MC debit payment will lock the funds for the payment immediately, unlike the direct debit option.

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